Haiven Property Central now offers Campaign Agent a Pay Now, Pay Later option for sellers, landlords, and tenants.
What you need to know
Is this right for you?
There’s a lot to weigh up when buying and selling property. We’ve tried to make things a little easier for you below by calling out some key considerations.
Good for:
> Getting your property ready for sale.
> Show your property at its absolute best and pay later.
> For furniture hire, gardening, painting, and minor repairs.
> Avoiding having to manage cash flow issues when selling.
Not suited for:
> Doing major renovations to your property.
> People who want a loan term beyond 6 months.
> People who don’t plan on selling their property.
What can you fund?
There are a range of funding opportunities available to you. Discover what you can fund.
Good for:
> Styling (hire furniture, artwork, soft furnishings, declutter).
> Floors (board repair replacement / new carpet).
> Repairs (doors, lighting, steps, decking, paving, tiling, window furnishings, pool pump, minor electrical and plumbing).
> Painting, or roofing repairs.
> Kitchen/bathroom cosmetic updates.
> Gardening, cleaning and rubbish removal.
> Conveyancing services that need up front payment.
Not suited for:
> New kitchens, bathrooms, roofing, carports or pools.
> Purchase of new furniture or artwork.
> Major plumbing - replacement of all piping.
> Major electrical - rewiring a house.
> Demolition and hire of skips for major renovations.
> Purchase of electrical appliances - dishwasher and oven.
> Major concreting or completion of development properties.
Improve your properties appeal.
> Get funds directly within 3 business days.
> Have up to six months to pay.*
> Enjoy a low 6.9% fee.
> Borrow from $2,000 up to $25,000 or 2% of the estimated sale price^
How it works.
Market your property
Ensure you have arranged to pay for your property marketing cost using Campain Agent’s Pay Later service.
Complete the Home Preparation Loan Application
Fill in the online form and confirm the amount you’d like to borrow.
Receive your funds
The loan application must be completed and signed by all vendors on title. Once your loan application has been assessed and approved, the funds will be transferred into the nominated account within 3 business days.
Repay at settlement or withdrawal
If you withdraw the property from sale, repayment of the loan is due immediately. If your property has sold, your agency or conveyancer will organise repayment of the loan when settlement occurs*
For more information, speak to your Sales Agent or read more here
*Home Preparation loans incur a flat 6.9% fee, with no penalty interest and no late payment fees. In the event that the full amount of the funding and fees is not paid in full, CampaignAgent reserves the right to place a caveat on the property. ^You can borrow a minimum of $2,000 up to a maximum of 2% of the estimated sale price of the property or $25,000 combined per VPAPay and Home Preparation Loan. Loan repayment is due on the earlier of settlement, early deposit release, withdrawal, or the Pay Later Date (6 months from loan commencement).
